Article contributed by Cristina Bailey, Money.com
It’s been over a year and a half since mortgage rates have reached their historic lows. This is the reason why many people that were waiting and looking into buying a home, took advantage of this opportunity! In order to purchase a home most of us will need a mortgage lender. There are many companies available across the country, we understand it could be a bit overwhelming
An important topic to keep in mind is to know the state of your finances. This will help you to see how much house you could afford and it can give you a guide of what you would like to purchase. Because even if you get a higher mortgage approval it doesn’t mean you need to buy a house for the same amount, if you don’t want to.
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